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	<title>Okanagan Home Buyer Services</title>
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	<description>Kelowna Mortgage Broker, Kelowna Realtor, Kelowna Real Estate Lawyer</description>
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		<title>The Home Buyer Tax Credit is a Financial Incentive for First Time Home Buyers that Shouldn’t be Ignored</title>
		<link>http://kelowna-real-estate.ca/home-buyer-tax-credit/</link>
		<comments>http://kelowna-real-estate.ca/home-buyer-tax-credit/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 01:34:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://kelowna-real-estate.ca/?p=871</guid>
		<description><![CDATA[Buying a new home for the first time can be a daunting process due to all the complexities and associated costs involved.  Fortunately, there are a number of financial incentives available to first time home buyers, such as the Home Buyer’s Tax Credit.  This article provides a short description of the Home Buyer’s Tax Credit [...]]]></description>
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		<title>Property Transfer Tax Bulletins</title>
		<link>http://kelowna-real-estate.ca/property-transfer-tax-bulletins/</link>
		<comments>http://kelowna-real-estate.ca/property-transfer-tax-bulletins/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 16:48:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[PTT]]></category>
		<category><![CDATA[Tax]]></category>

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		<description><![CDATA[These bulletins have been provided by the Province of British Columbia to assist in the interpretation of the relevant legislation in relation to the basics of the Property Transfer Tax. Property Transfer Tax Property Transfer Tax Exemptions First Time Home Buyers&#8217; Program Exemptions for the Transfer of a Principal Residence Exemptions for the Transfer of [...]]]></description>
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		<title>Tips to Buying a New Home</title>
		<link>http://kelowna-real-estate.ca/tips-to-buying-a-new-home/</link>
		<comments>http://kelowna-real-estate.ca/tips-to-buying-a-new-home/#comments</comments>
		<pubDate>Sat, 24 Sep 2011 20:54:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=824</guid>
		<description><![CDATA[Buying real estate in Kelowna is a complex and uncertain process for most people. Making sense of the industry jargon, myriad of financing options, and legal technicalities can be a daunting process. The following article provides some simple tips to navigating through some of the most common issues faced by Okanagan home buyers. Use the [...]]]></description>
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		<title>5 Steps To Buying A New Home</title>
		<link>http://kelowna-real-estate.ca/5-steps-to-buy/</link>
		<comments>http://kelowna-real-estate.ca/5-steps-to-buy/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 16:07:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=346</guid>
		<description><![CDATA[The following is a step-by-step guide to the OKHB Home Buying Process and the benefits of getting all of your home-buyer services under one roof. Click here to view a detailed description of the OKHB Home-Buying Process. Tip: Hover over a highlighted word to see its definition. Meet with our lawyer, real estate agent, and [...]]]></description>
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		<title>Property Transfer Tax Basics for Residential Real Estate Transactions</title>
		<link>http://kelowna-real-estate.ca/property-transfer-tax-basics-for-residential-real-estate-transactions/</link>
		<comments>http://kelowna-real-estate.ca/property-transfer-tax-basics-for-residential-real-estate-transactions/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 22:26:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[PTT]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=227</guid>
		<description><![CDATA[The following describes some of the basics regarding Property Transfer Tax on residential real estate transactions. What is Property Transfer Tax? Property Transfer Tax (PTT) is a land registration tax payable by the purchaser of residential properties. It must be paid when an application for changes to a certificate of title are made at a [...]]]></description>
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		<title>Joint Tenants Vs. Tenants in Common</title>
		<link>http://kelowna-real-estate.ca/joint-tenants-vs-tenants-in-common/</link>
		<comments>http://kelowna-real-estate.ca/joint-tenants-vs-tenants-in-common/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 20:32:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate Law]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=233</guid>
		<description><![CDATA[The following describes the difference between Joint Tenants and Tenants in Common. When buying real estate with a spouse or business partner you will be asked to choose between registering your interests as Joint Tenants or Tenants in Common. The key factor in this decision is determining who will acquire your interest in the house [...]]]></description>
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		<title>HST Basics for Purchasers of New Residential Property</title>
		<link>http://kelowna-real-estate.ca/hst-basics-for-purchasers-of-new-residential-property/</link>
		<comments>http://kelowna-real-estate.ca/hst-basics-for-purchasers-of-new-residential-property/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 16:24:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tax]]></category>
		<category><![CDATA[HST]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=147</guid>
		<description><![CDATA[On July 1, 2010 the Harmonized Sales Tax (HST) came into effect with significant implications to purchasers of new residential property. The HST will have a combined rate of 12%, which is comprised of a federal component of 5% and a provincial component of 7%. Generally, HST will be payable by the purchaser of new [...]]]></description>
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		<title>GST/HST Rebates for Purchasers of New Residential Property</title>
		<link>http://kelowna-real-estate.ca/gsthst-rebates-for-purchasers-of-new-residential-property/</link>
		<comments>http://kelowna-real-estate.ca/gsthst-rebates-for-purchasers-of-new-residential-property/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 20:25:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tax]]></category>
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		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://okanaganhomebuyer.ca/?p=63</guid>
		<description><![CDATA[As a purchaser of new residential property you may be eligible for a rebate for a portion of the GST/HST payable on the transaction. The following represents a summary of the common rebates that you may be entitled to receive.]]></description>
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